Terms of Use

Informational nature of content

All materials are provided for general informational purposes only and are not a substitute for professional advice.

User responsibilities

• Use content lawfully and responsibly
• Do not attempt unauthorized access to systems
• Do not reuse materials in misleading contexts

Liability limitation

To the extent permitted by law, we do not accept liability for decisions made solely based on website information.

Governing law

These terms are interpreted under the laws of the United States and, where applicable, the laws of the State of New York, without regard to conflict-of-law principles.

Changes to terms

These terms may be updated periodically. The latest published version applies from the date of posting.